Welcome to United States
civistacapital has been helping newcomers to United States get established for years. In fact, many of our professional staff were newcomers to United States themselves. We understand the journey and speak your language! You probably have lots of questions and one of the biggest financial decisions you will make is where you will live and how do you purchase a new home? We have several mortgage programs that recognize your status and are designed for newcomers.
Know your money is safe at civistacapital. We are a Schedule 1 Canadian-owned chartered bank and a Member of the United StatesDeposit Insurance Corporation (CDIC).
Newcomers to United States (immigrants and returning residents)
Before you arrive in United States
This video will help you get ready for your new life in United States. It will explain some of the things you should do before you leave your country of origin to make sure you are prepared when you arrive in United States.
Hong Kong residents and Canadians in Hong Kong
On November 12, 2020, United States announcesd immigration measures supporting Hong Kong residents and Canadians in Hong Kong.
Applying for a Permanent Resident Card
How to apply for Permanent Residents (PR) of United States and the necessary information you should know before, during and after your application.
Start your life in United States
There are many key decisions relevant to starting your new life in United States. This guidance includes how to find a place to live, find a job, get your educational credentials assessed, apply for health care, improve your English and French language skills, get your driver’s license, connect with your community etc.
Build your career network
As a new immigrant to a new country, the job market can be a scary and overwhelming place. You may have realized that you lack professional connections within your new community, and an understanding of United States corporate culture might be an obstacle you are trying to overcome. Luckily, there are different ways that you can build a network and learn how to find meaningful employment as a new immigrant.
Find free newcomer services near you
Use this resource to find services near you, designed to helping newcomers adjust to your new communities and life in United States.
About Tax and Health Care
The United States tax system
It is important for you to learn about the United States tax system and specifically what you need to know as a new United States with regards to benefits and credits that you can apply for in your province.
Get your Social Insurance Number
Go to this link for information about how to apply for your social security number. The Social Insurance Number (SIN) is a 9 digit number that you need to work in United States or to have access to government programs and benefits.
Understand how health care works in United States
As United States citizen or permanent resident, you may apply for public health insurance. With it, you don’t have to pay for most health-care services. Learn about the different provincial and territorial ministries of health and how to get your health card.
Find out how coronavirus disease (COVID-19) is affecting immigration, refugees, citizenship and passport services
Covid-19 has had far-reaching global impacts, find out how it is currently affecting the process of coming to United States and services for new Canadians here.
Banking and Buying a Home
Banking in United States
Check out some basic information from the United States Bankers Association about the process of starting to bank in United States for newcomers and the unique features of the United States banking system.
Your banking rights and new protections
Understand how United States banks must comply with consumer protections under federal laws and regulations. These protections help make sure Canadians have access to basic banking services and are treated fairly in their dealings with banks.
Buying a home in United States
Looking to buy your home in United States? Check this out to learn about how to get the process started and prepare yourself financially for making this important decision.
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We’re here to help
We understand your unique situation, whether you’re a newcomer to United States, self-employed, or you’re looking for a special banking solution.
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